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Family Pledge Loans
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Standard Product Suite

Bridging Loans

Discover our Bridging Loan options that allow you to buy a new home before selling your current one. With variable interest rates, a 100% offset facility, and suitability for owner-occupiers and investors, our loan services provide flexibility and savings. Contact a Business Development Manager for extended bridging periods and tailored advice.

Loan Features:
  • Purpose:

    Facilitates the purchase of a new home before the sale of your current property.
  • Loan Servicing:

    Assessed based on the remaining debt after selling the current property.
  • Offset Facility:

    Offers a 100% offset account to help save on interest and accelerate loan repayment.
  • Interest Terms:

    Interest is capitalised until the sale of your existing home, with a standard maximum period of 6 months. Extended bridging periods of 9 or 12 months are available upon discussion with a Business Development Manager (BDM).
  • Rate Type:

    Exclusively available with a variable interest rate.
  • Suitability:

    Designed for both owner-occupiers and property investors.
Eligibility Requirements:
  • Must have an existing owner-occupied property with sufficient equity.
  • Loan-to-Value Ratio (LVR) must not exceed 80% of the peak debt.
  • Must have a clear credit history.
Accepted Securities:
  • Residential Properties:

    Standard residential and habitable properties are accepted.
  • Location:

    All metropolitan, Category 1, and Category 2 securities are acceptable.
  • Property Size:

    Properties up to 10 hectares are eligible.