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Ultra
Prime
Flex
Specialty Product Suite
Lo Doc
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Family Pledge Loans
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Standard Product Suite

Flex

Discover the unparalleled flexibility of our Flex Product, offering a comprehensive suite of mortgage solutions tailored to meet a wide range of borrower needs. Enjoy features such as an optional offset facility to save on interest, fast internet banking for convenient account management, and flexible repayment schedules to suit your lifestyle. Benefit from free redraws and unlimited additional repayments, providing you with the freedom to manage your finances effectively. This product is ideal for Australian residents and citizens, including those living and working overseas, and accommodates diverse property types including multiple dwellings, various sizes, heritage listings, high-density, and serviced apartments. Contact us today to explore tailored mortgage solutions designed just for you.

Loan Niches:
  • Credit Impairments:

    Includes single life events, discharged bankruptcies, and other credit-impaired loans, as well as debt consolidation.
  • Flexible Self-Employed Scenarios:

    Accommodates various self-employed situations.
  • Eligible Borrowers:
    Individuals, guarantors, and both trading and non-trading companies.
  • Document Options:

    Accepts low documentation (lo doc), full documentation (full doc).
Loan Features:
  • Loan Term:

    Offers terms of up to 40 years.
  • Fast and Accessible Internet Banking:

    Manage your mortgage easily with our efficient online banking system.
  • Free Redraws:

    Access extra repayments anytime without any additional fees.
  • Flexible Repayment Schedule

    Choose repayment options that suit your financial needs, including weekly, fortnightly, or monthly payments.
  • Unlimited Additional Repayments:

    Make as many extra repayments as you want without penalties, helping you pay off your loan faster.
Eligibility Requirements:
  • Residency:

    Open to Australian residents and citizens living and working in Australia.
  • Credit Score:

    Minimum credit score of 350 is required.
  • Overseas Applicants:

    Australian passport holders living and working overseas are eligible.
Accepted Securities:
  • Up to 5 Dwellings on One Title
  • Rural Dwellings:

    Sizes from 20 hectares to 50 hectares
  • Heritage-Listed Properties
  • Limited Title Properties
  • Hobby Farms
  • Other Unusual Securities
  • Apartments:

    From 30 sqm (separate B, B, L)
  • Serviced Apartments
  • DA Approved/Potential Properties
  • Properties with DA Potential– on an “As Is” basis
  • Display Homes