Products
Standard Product Suite
Lo Doc
Explore our mortgage loan options with an optional offset facility, fast internet banking, and a flexible repayment schedule. Enjoy free redraws and unlimited additional repayments. Suitable for Australian residents and citizens with a minimum credit score of 700. Ideal for self-employed individuals and those aged 50 years and under. Accepts multiple dwellings, a wide range of property sizes, dual occupancy properties, apartments, units, and houses. Lo Doc is available for Prime and Flex products. Contact us for tailored mortgage solutions.
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Optional Offset Facility:
Reduce the interest on your mortgage with our optional offset account.
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Flexible Repayment Schedule:
Choose from weekly, fortnightly, or monthly repayments to suit your financial needs.
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Unlimited Additional Repayments:
Make as many extra repayments as you want without penalties, helping you pay off your loan faster.
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Fast and Accessible Internet Banking:
Manage your mortgage easily with our efficient online banking system. -
Free Redraws:
Access extra repayments at any time without any additional fees.
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Residency:
Available to Australian residents and citizens living and working in Australia.
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Self-Employed:
Must have at least 2 years of self-employment and a minimum of 5 years with an ABN.
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Age Limit:
All borrowers must be 50 years old or younger.
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Credit Score:
Minimum credit score of 700 with no defaults.
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Borrower Type:
Individual borrowers only (company and trust borrowers excluded).
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Multiple Dwellings:
Accepts up to 2 dwellings on one title.
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Dual Occupancy Properties:
Eligible for dual occupancy properties.
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Location:
Category 1 and Category 2 securities are acceptable.
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Property Size:
Properties ranging from a minimum of 50 square meters to 2.2 hectares.
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Property Types:
Accepts apartments, units, and houses.