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Standard Product Suite

Non-Resident

Discover our mortgage products with unlimited additional repayments, a flexible repayment schedule, and a fast internet banking system. Enjoy free redraws and eligibility for non-resident borrowers, both in Australia and overseas. Accepting single dwellings on one title, properties from 40 sqm to 10 hectares, and Category 1 and 2 securities. Suitable for applicants with no defaults and up to 80% LVR inclusive of LMI. Contact us for personalized mortgage solutions.

Product Features:
  • Unlimited Additional Repayments:

    Make unlimited extra repayments to pay off your mortgage faster without any penalties.
  • Fast and Accessible Internet Banking System:

    Manage your mortgage effortlessly with our efficient online banking platform.
  • Flexible Repayment Schedule:

    Choose from weekly, fortnightly, or monthly repayments to suit your financial needs.
  • Free Redraws:

    Access extra repayments anytime with no additional fees.
Eligibility Requirements:
  • Residency:

    Open to all borrowers, whether residing in Australia or overseas at the time of application.
  • Loan-to-Value Ratio (LVR):

    Up to 80%, inclusive of Lenders Mortgage Insurance (LMI). Other scenarios will be considered on a case-by-case basis.
  • Credit History:

    Must have no defaults.
Accepted Securities:
  • Single Dwelling:

    One dwelling on one title.
  • Location:

    Category 1 and Category 2 securities are acceptable.
  • Property Size:

    Properties ranging from a minimum of 40 square meters to 10 hectares.