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Ultra
Prime
Flex
Specialty Product Suite
Lo Doc
SMSF
Non-Resident
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Non-Conforming
Reduced Buffering
Bridging Loans
Family Pledge Loans
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Standard Product Suite

Prime

Explore our Prime Product, designed for prime customers seeking premium mortgage solutions. Enjoy free redraws and a Visa debit card with offset for each borrower. Benefit from flexible servicing, accommodating income allowances and self-employed addbacks. Suitable for individual and trust borrowers, our offerings include lo doc, full doc, SMSF, bridging, and family pledge loans. Ideal for Australian residents and citizens with a clear credit history, our Prime Product supports both purchase and refinance. We accept high-density units, properties up to 10 hectares, and metropolitan properties. Contact us for more details and tailored solutions.

Loan Features:
  • Loan Term:

    Offers terms of up to 40 years.
  • Fast and Accessible Internet Banking:

    Manage your mortgage easily with our efficient online banking system.
  • Free Redraws:

    Access extra repayments anytime without any additional fees.
  • Flexible Repayment Schedule:

    Choose repayment options that suit your financial needs, including weekly, fortnightly, or monthly payments.
  • Unlimited Additional Repayments:

    Make as many extra repayments as you want without penalties, helping you pay off your loan faster.
Loan Niches:
  • Flexible Servicing:

    Income allowances and self-employed addbacks are available, making it easier to meet loan servicing requirements.
  • Document Options:

    Accepts low documentation (lo doc), full documentation (full doc), Self-Managed Super Funds (SMSF), bridging loans, and family pledge loans.
  • Diverse Borrower Types:

    Suitable for individual borrowers and non-trading trusts.
  • Flexibility in DTI:

    Flexible Debt-to-Income ratios to accommodate different financial situations.
Eligibility Requirements:
  • Residency:

    Available to Australian residents and citizens living and working in Australia.
  • Purpose:

    Suitable for both purchase and refinance scenarios.
  • Credit History:

    Applicants must have a clear credit history with a minimum credit score of 600
Accepted Securities:
  • Dwellings:

    up to 2 dwellings on one title are accepted.
  • Property Size:

    Properties from 40 square metres up to 10 hectares are eligible.
  • High-Density Units:

    High-density residential units are accepted.