REGISTER

Products

Standard Product Suite
Ultra
Prime
Flex
Specialty Product Suite
Lo Doc
SMSF
Non-Resident
Expat Citizen
Non-Conforming
Reduced Buffering
Bridging Loans
Family Pledge Loans
Commercial
Self Employed
Investors
Standard Product Suite

SMSF

Explore our mortgage products featuring an offset account, flexible PI or IO loan options, and unlimited additional repayments on variable loans. Enjoy loan terms up to 30 years and fast online banking. We accept properties in various locations, including non-urban post codes, and new or unusual securities. Suitable for applicants with 5% or 10% liquidity, clean credit history, and SMSF trusts with a corporate trustee. Contact us for tailored mortgage solutions.

Product Features:
  • Offset Account:

    Benefit from an offset account to reduce the interest on your mortgage.
  • Unlimited Additional Repayments:

    Make unlimited extra repayments on variable loans to pay off your mortgage faster. For fixed-rate products, additional repayments are capped at $20,000.
  • Fast and Accessible Online Banking:

    Manage your mortgage with ease using our efficient online banking platform.
  • Principal and Interest (PI) or Interest Only (IO) Loan Options:

    Choose between PI or IO repayment plans to suit your financial strategy.
  • Long Loan Term:

    Enjoy flexible loan terms of up to 30 years.
Loan Niches:
  • Flexible Location:

    We consider loans for properties in a variety of locations, including non-urban areas.
  • Non-Urban Post Codes:

    Properties in non-urban post codes may be eligible.
  • New and Unusual Securities:

    Innovative and unique property types are accepted.
Eligibility Requirements:
  • Liquidity:

    Maintain 5% or 10% liquidity, depending on Loan-to-Value Ratio (LVR).
  • Clean Credit History:

    Applicants must have a clean credit history.
  • SMSF Trusts:

    Self-Managed Super Fund (SMSF) trusts must have a corporate trustee./p>