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Standard Product Suite

Ultra

Discover our Ultra Product, the ultimate choice for borrowers seeking top-tier mortgage solutions. With no annual fees, fast internet banking, and flexible repayment schedules, managing your mortgage has never been easier. Enjoy the advantages of free redraws and unlimited additional repayments, alongside special pricing for ultra-prime borrowers and flexible DTI ratios. This product is suitable for Australian residents and citizens, including PAYG and self-employed borrowers. We accept residential properties, apartments, and metropolitan securities. Contact us for tailored mortgage solutions that fit your needs perfectly.
Loan Features:
  • Flexible Repayment Schedule:

    Choose repayment options that suit your financial needs, including weekly, fortnightly, or monthly payments.
  • Unlimited Additional Repayments:

    Make as many extra repayments as you want without penalties, helping you pay off your loan faster.
  • Fast and Accessible Internet Banking:
    Manage your mortgage easily with our efficient online banking system.
  • Free Redraws:

    Access extra repayments anytime without any additional fees.
  • No Ongoing Annual Fee

    Enjoy the benefit of no ongoing annual fees, helping you save more.
Loan Niches:
  • Special Pricing for Ultra Prime Borrowers:

    Benefit from our competitive rates designed for high-quality borrowers.
  • Custom Pricing:

    Tailored loan product pricing to suit your specific needs.
  • AVM Valuation Available:

    Access Automated Valuation Models for quick property valuations.
  • Flexibility in DTI:

    Flexible Debt-to-Income ratios to accommodate different financial situations.
Eligibility Requirements:
  • Residency:

    Open to Australian residents and citizens living and working in Australia.
  • Income:

    Suitable for borrowers with ongoing income as PAYG employees or self-employed individuals.
  • Credit History:

    Applicants must have no defaults, arrears, or late payments with a minimum credit score of 750
Accepted Securities:
  • Residential Properties:

    Standard residential properties and single dwellings on one title are accepted.
  • Apartments/Units:

    Acceptable up to 80% LVR.
  • Property Size:

    Minimum internal size of 50 sqm – 1000sqm
  • Location:

    All Category 1 and metropolitan properties 
are acceptable.